We provide end-to-end support and advice to ensure the establishment of your SMSF is quick, easy and aligned to your goals.


SMSF Administration

Our clients save 80 hours of administration every year and you will too. We make managing your SMSF simple so you can focus on investing.


SMSF Loans

With access to over 30 specialists and wholesale lenders we can find and compare the right loan for your next investment property.


Property Investments

Grow your property portfolio with support from licensed financial advisers, property researchers and investment lending specialists


We Are Self Managed Superannuation Experts

  • We Save You Time and Simplify Complex Investing
  • Ongoing Support to Help You Stay on Track
  • Options To Invest in Shares, Property and More
  • Advisers with Industry Leading Qualifications
  • Awesome Ongoing Support from SMSF Professionals
  • Complimentary Initial Consults + Low Fee Structures

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Common Questions

What is an SMSF?

A Self-Managed Super Fund (SMSF) is a private superannuation fund that you manage yourself. The members are usually The Trustees of the fund, and it is regulated by the Australian Taxation Office (ATO).

Should I consider a SMSF?

If you want control, and can handle the responsibility, then an SMSF may be for you. There is an ATO approved education program through the SMSF Association that could help clarify the responsibilities required. Alternately one of our Advisers could give you a quick overview of the types of responsibilities necessary to become a Trustee of a SMSF.

How much do I need in my super to start an SMSF?

If you have $140,000 or more in super as an individual (or combined with a partner) a Self Managed Super Fund (SMSF) may be suitable for you.

How does an SMSF work?

An SMSF must have its own Tax File Number (TFN) and Australian Business Number (ABN), as well as its own bank account. It's sole purpose is to provide an income upon the retirement of its members, and the members also have the responsibility of ensuring that there is an investment strategy in place. Future Assist provide comprehensive SMSF services and support including set up, investing, ongoing administration, taxation and compliance preparation.

What are the benefits of an SMSF?

There are many benefits when it comes to running your own SMSF. Firstly, the control you have over what you choose to invest in and how is the most important. An SMSF can also borrow to invest via a Limited Recourse Loan. There is also the ability to have more control over tax.

What can I invest in?

You can still invest in the usual shares, term-deposits, managed funds and property. You have the ability to choose your own shares, and small business owners can invest in buying their own business property through their SMSFs. Many SMSFs hold collectibles such as artwork, jewellry, antiques and vintage cars.

How do I setup a SMSF?

You will need to consider finding an SMSF expert/adviser in order to help you with the initial set up. You will then need to create a trust deed, appoint Trustees, register with the ATO, set up a bank account for the fund, roll over any Super you already have, then create an investment strategy.

What are the legal requirements of an SMSF?

You must be able to comply with the superannuation and tax laws, including making sure the money is only used for retirement benefits. You will also be obligated to keep records, such as lodging annual statements. You must report contributions, and there are also audit requirements, including having the fund audited by an approved SMSF auditor each year.

What is the Sole Purpose Test?

The sole purpose test ensures a super fund’s SOLE PURPOSE is to provide benefit to its members upon retirement. SMSF members need to ensure that they do not use or access any the assets of the SMSF. Violating the sole purpose test is a serious matter and can result in civil and criminal penalties.

Can my SMSF purchase property that myself, a relative or friend can live in?

No. This would violate the sole purpose test and result in heavy civil and criminal penalties (see above)

Can my SMSF purchase commercial property such as a factory or office?

Yes, this is not unusual. Special rules also allow you to lease the property to your own business as long as strict criteria are met.

What is an SMSF audit?

In most cases, a SMSF audit is conducted 12 months upon set up and every 3 years after this time. A SMSF approved auditor will conduct a FINANCIAL and COMPLIANCE audit of your super fund . A financial audit enables your auditor to examine your fund's financial statements. A compliance audit involves assessing your SMSF's compliance with the superannuation rules.

How many SMSF are there in Australia?

There are close to 600,000 SMSFs now in operation, managing $696.7 billion in assets as of 30th June 2017, according to the latest statistics released by the Australian Prudential Regulation Authority (APRA), and the Australian Taxation Office (ATO).

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