Our qualified specialists provide comprehensive Self-Managed Superannuation Fund (SMSF) services. From initial set up, roll-overs, investing, lending, admin, compliance auditing, taxation and proactive ongoing support. No matter what stage you are at we can tailor a SMSF strategy that’s right for you.
• Active control over your super
• Options to combine super with a partner or family
• Utilise tax incentives to grow your super faster
• Ability to borrow funds to invest in property
• Capacity to tailor your super strategy to your retirement goals
• Saving you 85hrs each year in SMSF administration tasks
We will do all the paperwork, roll over existing funds and get your SMSF up and running quickly and smoothly.
Unlike other SMSF services we provide full administration saving our clients 85hrs a year. You make the decisions, we'll do the work.
Use tax strategies and government incentives to grow your super faster.
Get access to all the experts you need in the one place including financial planning, accountants, investing, SMSF lending, auditors and more.
Percentage based fees can erode your super. We offer a low, predictable, flat-fee structures with awesome ongoing support.
We take the work and stress out of your SMSF by ensuring all your ATO requirements are met on time, every time.
What standard of living would you like to achieve in retirement? Are you looking to travel the world or just maintain the your existing lifestyle? We will work with you to identify your goals, needs and attitude towards risk and then develop a practical and measurable plan with the focus of helping you achieve the life you want in retirement,
Our people, process and tools have a proven track record of helping our clients grow their money, take control of their superannuation and create a plan for a wealthier retirement. The earlier you start this journey the better the results. Let show you how to maximise the potential of your super and move towards the retirement you really want.
Our clients enjoy a variety of investment options that extend beyond Australian shares. Clients work with their Adviser to make informed choices on the asset classes they want to invest in, which can include residential property.
A SMSF allows you to combine your super with a spouse or up to 3 other members so that you can tackle larger investments. If you would like this to be part of your strategy we can help you find and consolidate members super into the one SMSF.
Our clients enjoy proactive reviews, tailored investment advice, education and extensive options for ongoing support to help grow your portfolio and help keep you tracking towards your goals.
B Slater | Product Review 2018
Call 1300 118 618 or request a call back and see what we could do for you.
As a client of Future Assist you will enjoy industry leading insights and transparency into your investments and money with powerful 24/7 reporting through our online SMSF portal or mobile app.
No two peoples needs are the same, this is why we offer the first consultation at no charge to ensure that you have all the information you need to better understand your options and costs before deciding if our services are the right ﬁt for you.
Over 1 million Australians have switched from a Retail or Industry Fund to a SMSF and while its not for everyone we can help you assess your situation and provide real clarity on how your super and retirement can look.
A Self-Managed Super Fund (SMSF) is a private superannuation fund that you manage yourself. The members are usually The Trustees of the fund, and it is regulated by the Australian Taxation Office (ATO).
There are close to 600,000 SMSFs now in operation, managing $696.7 billion in assets as of 30th June 2017, according to the latest statistics released by the Australian Prudential Regulation Authority (APRA), and the Australian Taxation Office (ATO).
An SMSF must have its own Tax File Number (TFN) and Australian Business Number (ABN), as well as its own bank account. It's sole purpose is to provide an income upon the retirement of its members, and the members also have the responsibility of ensuring that there is an investment strategy in place.
There are many benefits when it comes to running your own SMSF. Firstly, the control you have over what you choose to invest in and how is the most important. An SMSF can also borrow to invest via a Limited Recourse Loan. There is also the ability to have more control over tax.
You can still invest in the usual shares, term-deposits, managed funds and property. You have the ability to choose your own shares, and small business owners can invest in buying their own business property through their SMSFs. Many SMSFs hold collectibles such as artwork, jewellry, antiques and vintage cars.
You will need to consider finding an SMSF expert/adviser in order to help you with the initial set up. You will then need to create a trust deed, appoint Trustees, register with the ATO, set up a bank account for the fund, roll over any Super you already have, then create an investment strategy.
If you want control, and can handle the responsibility, then an SMSF may be for you. You must have enough in your super in order to transfer to an SMSF, and the ATO suggest having $200,000 or more. There will also be many hours put into the creation and monitoring of your SMSF.
You must be able to comply with the superannuation and tax laws, including making sure the money is only used for retirement benefits. You will also be obligated to keep records, such as lodging annual statements. You must report contributions, and there are also audit requirements, including having the fund audited by an approved SMSF auditor each year.
A SMSF audit involves an approved auditor conducting a financial and compliance audit of your super fund. A financial audit enables your auditor to examine your fund's financial statements. A compliance audit involves assessing your SMSF's compliance with the superannuation rules.
The sole purpose test ensures a super fund’s purpose only provides benefits to its members upon their retirement or for beneficiaries if a member dies.
If you have $140K or more in super as an individual (or combined with a partner) a Self Managed Super Fund (SMSF) may be suitable for you.